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Today's manufactured Homes and Financing.

The need for quality housing has never been greater. Today’s manufactured homes can deliver outstanding quality and performance at price ranges far below the per square foot price for a conventional site built homes. These savings allow more and more Americans to own their own home, even in the face of an ever widening housing affordability gap.

The affordability of manufactured housing can be attributed directly to the efficiencies emanating from the factory-building process. The controlled construction environment and assembly-line techniques remove many of the problems encountered during the traditional home construction, such as poor weather, theft, vandalism, damage to building products and materials, and unskilled labor. Factory employees are trained and managed more effectively than the system of contracted labor employed by the site-built home constuction industry.

Much like other assembly-line operations, manufactured homes benefit from the economics of scale resulting from purchasing large quantities of materials, products and appliances. Manufactured home builders are able to negotiate substantial savings on many components used in building the home, with these savings passed on directly to the home buyer.

Today’s manufactured homes have experienced a major evolution in the types and quality of homes being offered to buyers. Technological advances are allowing manufactured home builders to offer a much wider variety of architectural styles and exterior finishes that will suit most and buyers dreams.

At the same time, greater flexibility in the construction process allows for each home to be customized to meet the buyers lifestyle and needs. Interior features now include such features as vaulted ceilings, fireplaces and state of the art kitchens and baths. Enhanched energy efficiency in manufactured homes, with upgraded levels of insulation provide another source of savings for homeowners. Smart buyers are turning to Energy Star homes!

Today’s buyer may choose from several different financing options. The new home can be financed as personal property, on leased land, in manufactured home communities or on privately owned sites. Buyers may finance the land and home together. Properly financed, the purchase of a manufactured home should lead to equity building for the homeowner. FHA, VA and many other finacing options are available to the home buyer.

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